ETHZilla Ventures into Home Loan Tokenization, Acquires $4.7M Portfolio

ETHZilla Corporation has announced a significant expansion into the tokenization of real-world assets, specifically acquiring a $4.7 million portfolio of manufactured and modular home loans. This strategic move aims to leverage blockchain technology to create a new class of tradable financial products, extending ETHZilla's existing tokenization framework beyond treasury management.

Key Takeaways

• ETHZilla acquired 95 manufactured and modular home loans for approximately $4.7 million.

• The company plans to tokenize these loans into a cash-flow-generating token on Ethereum Layer 2 infrastructure.

• The acquired portfolio is expected to yield approximately 10.36% annually.

• This acquisition marks ETHZilla's entry into tokenizing residential credit assets.

Expanding Real-World Asset Tokenization

ETHZilla Corporation, a financial technology company focused on institutional-grade infrastructure for real-world asset tokenization, has purchased a portfolio of manufactured and modular home loans from Zippy Manufactured Home Credit Fund I L.P. This acquisition, totaling approximately $4.7 million, includes 95 loans secured by first-lien mortgages.

The company intends to tokenize this loan portfolio, creating a manufactured home loan token designed to generate cash flow. Utilizing Ethereum Layer 2 infrastructure, ETHZilla aims to facilitate on-chain asset tracking and automated cash-flow distribution. The token is slated for launch through the Liquidity.io ecosystem in late February or early March.

A Scalable Framework for Diverse Assets

This move into home loan tokenization follows ETHZilla's recent acquisition of two CFM56-7B24 aircraft engines, which are also slated for tokenization and availability on Liquidity.io. These transactions demonstrate ETHZilla's strategy to build a repeatable and scalable framework for tokenizing various real-world asset classes, providing access to new income-oriented markets.

McAndrew Rudisill, chairman and chief executive officer of ETHZilla, stated, "This transaction represents a natural extension of the tokenization strategy we've been building, and underscores ETHZilla's disciplined approach to bringing established, cash-flow-generating assets on-chain." He further noted that manufactured housing loans offer predictable cash flows and strong collateral, making them suitable for tokenization within a regulated structure.

Financial Performance and Strategic Partnerships

The acquired loan portfolio is projected to generate an annualized yield of approximately 10.36%, derived from contractual interest payments on seasoned residential credit assets. ETHZilla Modular Mortgage LLC, a newly formed subsidiary, will manage these assets.

This acquisition deepens ETHZilla's existing relationship with Zippy. In December 2025, ETHZilla acquired approximately 15% of Zippy, Inc., the parent company of Zippy Manufactured Home Credit Fund I L.P., enhancing its access to expertise in the manufactured housing finance market.

Sources

• ETHZilla buys $4.7M home loans for Ethereum token, Stock Titan.